<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>ITR Saral — Blog</title><description>Verified updates on the Income-tax Act 2025 and GST for India&apos;s freelancers.</description><link>https://itrsaral.in/</link><item><title>Foreign client checklist: LUT, invoice endorsement, FIRC and the one-year rule</title><link>https://itrsaral.in/blog/auto-foreign-client-checklist/</link><guid isPermaLink="true">https://itrsaral.in/blog/auto-foreign-client-checklist/</guid><description>Working with foreign clients brings in foreign exchange, but it also hooks you into strict tax and trade rules. To keep your freelance income clean and legal under the Income-tax A</description><pubDate>Fri, 18 Sep 2026 00:00:00 GMT</pubDate></item><item><title>The 57th GST Council moved to 7 October. Here&apos;s what freelancers can rely on today.</title><link>https://itrsaral.in/blog/gst-council-postponed-what-freelancers-need/</link><guid isPermaLink="true">https://itrsaral.in/blog/gst-council-postponed-what-freelancers-need/</guid><description>The Council meeting expected on 12 September was rescheduled for the BRICS summit. Nothing changed — and that&apos;s the point: the registration threshold, the export exemption, the LUT process and the 3-day Rule 14A registration are all settled. What&apos;s on the October agenda, and what isn&apos;t.</description><pubDate>Tue, 15 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Freelancers get one advance-tax date, not four. Use it.</title><link>https://itrsaral.in/blog/advance-tax-15-march-rule/</link><guid isPermaLink="true">https://itrsaral.in/blog/advance-tax-15-march-rule/</guid><description>Section 408(2) of the new Act lets presumptive filers pay the whole year&apos;s advance tax in a single 15 March instalment — no June/September/December juggling. How it works, what missing it costs, and the ₹10,000 floor.</description><pubDate>Fri, 04 Sep 2026 00:00:00 GMT</pubDate></item><item><title>The 5% cash test: one UPI habit that changes your tax limit by a crore</title><link>https://itrsaral.in/blog/five-percent-cash-test/</link><guid isPermaLink="true">https://itrsaral.in/blog/five-percent-cash-test/</guid><description>Keep cash receipts within 5% and your presumptive limits jump — ₹50L→₹75L for professions, ₹2cr→₹3cr for business. How the test works, what counts as cash, and the one payment that can cost you the higher limit.</description><pubDate>Fri, 04 Sep 2026 00:00:00 GMT</pubDate></item><item><title>ITR-4 now allows two house properties — most articles haven&apos;t caught up</title><link>https://itrsaral.in/blog/itr4-two-house-properties/</link><guid isPermaLink="true">https://itrsaral.in/blog/itr4-two-house-properties/</guid><description>CBDT Notification 45/2026 quietly changed an old rule: owning a second house no longer throws you out of the simple ITR-4. Here&apos;s what changed, why, and who still gets pushed to ITR-3.</description><pubDate>Fri, 04 Sep 2026 00:00:00 GMT</pubDate></item><item><title>W-8BEN for Indian creators: the five screens where people go wrong</title><link>https://itrsaral.in/blog/w8ben-indian-creators/</link><guid isPermaLink="true">https://itrsaral.in/blog/w8ben-indian-creators/</guid><description>Google asks every AdSense publisher for US tax info. Fill the W-8BEN right and your withholding is 0–15%; fill it wrong and up to 24% vanishes. A screen-by-screen walkthrough of the exact mistakes to avoid.</description><pubDate>Fri, 04 Sep 2026 00:00:00 GMT</pubDate></item><item><title>The ₹12 lakh zero-tax math, freelancer edition</title><link>https://itrsaral.in/blog/zero-tax-12-lakh-freelancers/</link><guid isPermaLink="true">https://itrsaral.in/blog/zero-tax-12-lakh-freelancers/</guid><description>Everyone knows salary up to ₹12 lakh is now tax-free. Fewer know what the same rebate does when it meets presumptive taxation — a business-track freelancer can bill far more than ₹12 lakh and still owe nothing.</description><pubDate>Fri, 04 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Income-tax Act 2025: what actually changed for freelancers (and what didn&apos;t)</title><link>https://itrsaral.in/blog/act-2025-what-changed-for-freelancers/</link><guid isPermaLink="true">https://itrsaral.in/blog/act-2025-what-changed-for-freelancers/</guid><description>The new Act is in force since 1 April 2026. Here are the five changes a freelancer actually feels — and the surprisingly long list of things that stayed exactly the same.</description><pubDate>Wed, 02 Sep 2026 00:00:00 GMT</pubDate></item></channel></rss>